끝없는빚의굴레속에서당신은선택의기로에놓이게됩니다이럴때일수록제도는새출발을돕기위해존재합니다개인파산신청은채권추심에서벗어나게도와줍니다다른제도와비교해도상환계획없이채무탕감이가능하다는점입니다파산결정을내리기위한심사기준은채무가�